.hfm-module{--hfm-primary:#C8102E;--hfm-primary-hover:#A00D24;--hfm-primary-light:#FFF5F6;--hfm-text-main:#1A1A1A;--hfm-text-muted:#5A5A5A;--hfm-border:#E5E7EB;--hfm-bg-light:#F9FAFB;--hfm-white:#FFFFFF;--hfm-radius:8px;--hfm-shadow-sm:0 2px 4px rgba(0,0,0,0.04);--hfm-shadow-md:0 10px 25px rgba(0,0,0,0.08);--hfm-transition:all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);color:var(--hfm-text-main);line-height:1.6;background:var(--hfm-white)}.hfm-module *{box-sizing:border-box}.hfm-module h1,.hfm-module h2,.hfm-module h3{margin-top:0}.hfm-title{font-size:2.2rem;font-weight:700;color:var(--hfm-text-main);margin-bottom:20px}.hfm-body{font-size:1.05rem;color:var(--hfm-text-muted);margin-bottom:40px;max-width:800px}.hfm-crumb{padding:0 0 15px 0;font-size:.85rem;background:#fff0;border-bottom:none}.hfm-crumb #breadcrumbs{color:#6B7280;line-height:1.5}.hfm-crumb #breadcrumbs a{color:#9CA3AF;text-decoration:none;font-weight:500;transition:color 0.2s ease;margin:0 4px}.hfm-crumb #breadcrumbs a:hover{color:var(--hfm-white)}.hfm-crumb #breadcrumbs .breadcrumb_last{color:var(--hfm-white);font-weight:600;margin-left:4px}.hfm-hero{background:linear-gradient(135deg,#111827 0%,#1F2937 100%);padding:60px 5% 80px 5%;display:grid;grid-template-columns:1fr 350px;gap:60px;align-items:center;position:relative;overflow:hidden}.hfm-hero::before{content:'';position:absolute;right:0;top:0;bottom:0;width:50%;background:radial-gradient(circle at right,rgb(200 16 46 / .15) 0%,transparent 70%)}.hfm-hero-content h1{font-size:clamp(2.5rem, 4vw, 4rem);color:var(--hfm-white);line-height:1.1;margin-bottom:20px}.hfm-hero-content h1 strong{color:var(--hfm-primary)}.hfm-hero-sub{color:#9CA3AF;font-size:1.1rem;max-width:600px;margin-bottom:40px}.hfm-hero-stats{display:flex;gap:30px}.hfm-stat dt{font-size:.75rem;text-transform:uppercase;color:#6B7280;letter-spacing:1px}.hfm-stat dd{font-size:1.8rem;font-weight:700;color:var(--hfm-white);margin:0}.hfm-hero-panel{background:rgb(255 255 255 / .05);border:1px solid rgb(255 255 255 / .1);border-radius:var(--hfm-radius);backdrop-filter:blur(10px)}.hfm-panel-head{padding:15px 20px;border-bottom:1px solid rgb(255 255 255 / .1);color:#FCA5A5;font-weight:700;font-size:.85rem;text-transform:uppercase}.hfm-panel-list{list-style:none;padding:0;margin:0}.hfm-panel-list li{padding:15px 20px;color:#D1D5DB;font-size:.95rem;border-bottom:1px solid rgb(255 255 255 / .05);display:flex;justify-content:space-between}.hfm-panel-list li.active{border-left:3px solid var(--hfm-primary);background:rgb(200 16 46 / .1);color:var(--hfm-white)}.hfm-panel-list li span{font-size:.75rem;opacity:.5}.hfm-band{display:grid;grid-template-columns:repeat(4,1fr);background:var(--hfm-primary);color:#fff}.hfm-band-item{padding:25px 5%;text-align:center;border-right:1px solid rgb(255 255 255 / .1);margin:0}.hfm-band-item dt{font-size:.8rem;text-transform:uppercase;opacity:.8;letter-spacing:1px}.hfm-band-item dd{font-size:1.4rem;font-weight:700;margin:5px 0 0 0}.hfm-page-grid{display:grid;grid-template-columns:1fr 300px;gap:60px;padding:80px 5%;max-width:1400px;margin:0 auto}.hfm-section{margin-bottom:80px}.hfm-ov-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:30px}.hfm-ov-card{padding:25px;border:1px solid var(--hfm-border);border-radius:var(--hfm-radius);background:var(--hfm-white);transition:var(--hfm-transition)}.hfm-ov-card:hover{transform:translateY(-3px);box-shadow:var(--hfm-shadow-md);border-color:var(--hfm-primary)}.hfm-ov-card h3{font-size:1.1rem;margin-bottom:10px;color:var(--hfm-text-main)}.hfm-ov-card p{font-size:.95rem;color:var(--hfm-text-muted);margin:0}.hfm-notice{background:var(--hfm-primary-light);border-left:4px solid var(--hfm-primary);padding:20px;border-radius:0 var(--hfm-radius) var(--hfm-radius) 0}.hfm-notice strong{color:var(--hfm-primary);display:block;margin-bottom:5px;text-transform:uppercase;font-size:.85rem}.hfm-notice p{margin:0;color:#8A0B20;font-size:.95rem}.hfm-table-wrap{border:1px solid var(--hfm-border);border-radius:var(--hfm-radius);overflow:hidden}.hfm-table-wrap table{width:100%;border-collapse:collapse;text-align:left}.hfm-table-wrap th{background:var(--hfm-bg-light);padding:15px 20px;font-weight:600;font-size:.9rem;border-bottom:2px solid var(--hfm-border)}.hfm-table-wrap td{padding:15px 20px;border-bottom:1px solid var(--hfm-border);font-size:.95rem;color:var(--hfm-text-muted)}.hfm-table-wrap tr:hover td{background:var(--hfm-bg-light)}.hfm-steps{display:flex;flex-direction:column;gap:15px}.hfm-step{display:flex;gap:20px;padding:25px;border:1px solid var(--hfm-border);border-radius:var(--hfm-radius);transition:var(--hfm-transition)}.hfm-step:hover{box-shadow:var(--hfm-shadow-md);border-color:var(--hfm-primary)}.hfm-step-num{width:40px;height:40px;flex-shrink:0;background:var(--hfm-bg-light);color:var(--hfm-text-main);font-weight:700;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.1rem;transition:var(--hfm-transition)}.hfm-step:hover .hfm-step-num{background:var(--hfm-primary);color:#fff}.hfm-step-body h3{margin-bottom:8px;font-size:1.1rem}.hfm-step-body p{margin:0;font-size:.95rem;color:var(--hfm-text-muted)}.hfm-faq-list{border-top:1px solid var(--hfm-border)}.hfm-faq-item{border-bottom:1px solid var(--hfm-border)}.hfm-faq-btn{width:100%;background:none;border:none;text-align:left;padding:20px 0;font-size:1.05rem;font-weight:600;color:var(--hfm-text-main);cursor:pointer;display:flex;justify-content:space-between;align-items:center}.hfm-faq-btn:hover{color:var(--hfm-primary)}.hfm-faq-icon{font-size:1.5rem;color:var(--hfm-text-muted);transition:var(--hfm-transition)}.hfm-faq-item.active .hfm-faq-icon{transform:rotate(45deg);color:var(--hfm-primary)}.hfm-faq-body{max-height:0;overflow:hidden;transition:max-height 0.3s ease}.hfm-faq-item.active .hfm-faq-body{max-height:300px}.hfm-faq-body p{padding-bottom:20px;margin:0;color:var(--hfm-text-muted);font-size:.95rem}.hfm-sidebar{position:sticky;top:100px;display:flex;flex-direction:column;gap:20px;height:fit-content}.hfm-sb-card{border:1px solid var(--hfm-border);border-radius:var(--hfm-radius);overflow:hidden}.hfm-sb-head{background:var(--hfm-bg-light);padding:15px 20px;font-weight:700;border-bottom:1px solid var(--hfm-border)}.hfm-toc{list-style:none;padding:0;margin:0}.hfm-toc li{border-bottom:1px solid var(--hfm-border)}.hfm-toc a{display:block;padding:12px 20px;color:var(--hfm-text-muted);text-decoration:none;font-size:.9rem;transition:var(--hfm-transition)}.hfm-toc a:hover,.hfm-toc a.active{color:var(--hfm-primary);padding-left:25px;background:var(--hfm-primary-light)}.hfm-contact-card .hfm-sb-head{background:var(--hfm-primary);color:#fff;border:none}.hfm-sb-body{padding:20px}.hfm-sb-body p{font-size:.9rem;color:var(--hfm-text-muted);margin-bottom:15px}.hfm-btn{display:inline-block;padding:12px 24px;border-radius:var(--hfm-radius);font-weight:600;text-align:center;text-decoration:none;font-size:.95rem;transition:var(--hfm-transition);cursor:pointer;width:100%;box-sizing:border-box}.hfm-btn-red{background:var(--hfm-primary);color:#fff;border:1px solid var(--hfm-primary)}.hfm-btn-red:hover{background:var(--hfm-primary-hover)}.hfm-btn-white{background:#fff;color:var(--hfm-text-main)}.hfm-btn-outline-white{border:1px solid rgb(255 255 255 / .3);color:#fff}.hfm-btn-outline-white:hover{border-color:#fff}.hfm-btn-outline-dark{border:1px solid #D1D5DB;color:var(--hfm-text-main);background:#fff0}.hfm-btn-outline-dark:hover{border-color:var(--hfm-primary);color:var(--hfm-primary);background:var(--hfm-primary-light)}.hfm-cat-section{background:var(--hfm-bg-light);padding:80px 5%}.hfm-container{max-width:1300px;margin:0 auto}.hfm-cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.hfm-cat-card{background:#fff;border:1px solid var(--hfm-border);padding:30px 25px;border-radius:var(--hfm-radius);transition:var(--hfm-transition);text-align:left}.hfm-cat-card:hover{transform:translateY(-5px);box-shadow:var(--hfm-shadow-md);border-color:var(--hfm-primary)}.hfm-cat-icon{font-size:1.2rem;color:var(--hfm-primary);font-weight:700;display:block;margin-bottom:15px}.hfm-cat-card h3{font-size:1.1rem;margin-bottom:10px}.hfm-cat-card p{font-size:.9rem;color:var(--hfm-text-muted);margin-bottom:20px}.hfm-cat-link{color:var(--hfm-primary);text-transform:uppercase;font-size:.8rem;font-weight:700;text-decoration:none;letter-spacing:1px}.hfm-cta-block{background:#fff0;padding:80px 5%;text-align:center;border-top:1px solid var(--hfm-border)}.hfm-cta-block h2{color:var(--hfm-text-main);font-size:2.5rem;margin-bottom:15px}.hfm-cta-block p{font-size:1.1rem;color:var(--hfm-text-muted);margin-bottom:30px}.hfm-cta-btns{display:flex;gap:15px;justify-content:center}.hfm-cta-btns .hfm-btn{width:auto;min-width:180px}.hfm-reveal{opacity:0;transform:translateY(30px);transition:opacity 0.6s ease,transform 0.6s ease}.hfm-reveal.hfm-visible{opacity:1;transform:translateY(0)}@media (max-width:1024px){.hfm-hero{grid-template-columns:1fr}.hfm-hero-panel{display:none}.hfm-page-grid{grid-template-columns:1fr}.hfm-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr}.hfm-cat-grid{grid-template-columns:repeat(2,1fr)}.hfm-band{grid-template-columns:repeat(2,1fr);border-bottom:1px solid rgb(255 255 255 / .1)}.hfm-band-item{border-bottom:1px solid rgb(255 255 255 / .1)}}@media (max-width:768px){.hfm-ov-grid,.hfm-sidebar,.hfm-cat-grid{grid-template-columns:1fr}.hfm-cta-btns{flex-direction:column;align-items:center}}